founding & investing Loan


Hessen Mikrodarlehen

Hessen-Mikrodarlehen (Micro Loan) enables start-ups and young enterprises to fund their investments during the first five years after starting business operations.

  • Loan amounts between euros 3,000 and euros 25,000
  • Loan term 7 years
  • No collateral required

What can be promoted?

Both investments and working capital may be funded, which are required for the formation, takeover or consolidation of an enterprise in Hesse.

What are the terms and conditions?

Interest rate: 5.75 % p.a., loan term: 7 years incl. an interest only period of six months.

No collateral required. However, we need a notarial acknowledgment of debt ("notarielles Schuldversprechen").

Where to apply?

The application is submitted via one of our cooperation partners. Beforehand, please seek consulation according your business idea with one of our cooperation partners.

How to obtain funding

Fill in the application form(s) together with the cooperation Partner.

The application is examined by WIBank.

Commitment of loan agreement, where appropriate.

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