WIBank - The promotional bank in Hesse

We are strongly committed to Hesse - for better quality of life and the sustainable development of trade, industry and infrastructure. We see ourselves as the central point of contact for start-ups and enterprises in Hesse, who are seeking funding for their projects.

Our aim is to find individual solutions, no matter what your funding needs are. We do not only focus to our own range of products, but take all funding opportunities offered by the state of Hesse, the German federal government and the EU.

  • You have a good business idea, but no idea which approach you should take to realise your project?
  • You are already an entrepreneur and wish to expand your business?
  • You have questions concerning any of our funding products?
  • Or you would like to obtain information on funding possibilities without any obligation?

You can get an initial overview of our range of products and Services on this website. Should you have any questions, do not hesitate to send us an email to info@wibank.de or visit us at one of our regional consulting days.

We are available to you from the outset and at all stages of your project – providing important tips, offering the appropriate funding products and individual, confidential consulting free of charge.

Please note that the application always has to be submitted in German.

promotional programmes

founding & investing Loan


  • Loan amounts between euros 3,000 and euros 35,000
  • Loan term 7 years
  • No collateral required
founding & investing Loan


  • Combination of crowdfunding and Micro Loan
  • Loan term years
  • Repayment allowance of up to euros 1,000
founding & investing Loan

Gründungs- und Wachstumsfinanzierung Hessen

  • Loan amount up to euros 1 million
  • Loan terms 5, 10 or 20 years
  • Fixed interest rate
founding & investing Loan

Innovationskredit 2023

  • Loan amounts between 100,000 euros and 7.5 million euros
  • Funding of innovative and/or fast-growing enterprises with up to 499 employees and start-ups
  • 70 percent release from liability for the house bank
founding & investing Equity interest


  • Equity/venture capital of between Euro 5,000 and Euro 3 million is possible
  • Appropriate for start-ups and SMEs
  • No collateral required
founding & investing State Guarantee


  • Guarantee amounts of at least 1.25 million euros
  • State Guarantee with a fixed rate between 50 % and 80 % of the guaranteed loan
  • 1 per cent guarantee fee

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